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FOR COMPANIES WITH RECURRING REVENUE
Grow on your terms.
Fast, flexible financing for
Monetse provides instant upfront capital to businesses with recurring revenue
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How it works
STEP 1
Integrate all your data
STEP 2
Select Customers to trade
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STEP 3
Get money in your bank
Lets take you through it in realtime
WHO CAN USE MONETSA?
Monetse is for everyone
Monetse is industry agnostic. Any company with a high degree of predictability in their revenues can use Monetse. However, here are some sectors that we regularly service.
1123
Don't take our word for it
Manoj Shenoy
CEO, IIFL AMC
For years, legacy financial institutions have struggled to successfully invest in startups since they do not have the risk appetite or mechanism to assess new age technologies or thier revenue models.
Monetse breaks down the risk of both venture capital and debt by stripping the revenue from an invoice and allowing the revenue itself to be treated as an asset which in turn becomes a much safer
bet due to the predictability and growth of recurring revenue streams.
Nalin Kumar
Investment Head, IDBI Capital
Monetse is a unique concept that allows financial institutions in India to invest in an asset with fixed income returns. Returns from Monetse could also help asset-liability management.
Hemant Kaul
Ex-CEO, Bajaj Allianz
Monetse has created a liquid marketplace for recurring revenue contracts. There is a third option for financing out there and it doesn’t involve debt or dilution. I think this a win for both sides no
matter how you look at it.
Saumen Chakraborty
MD, Sumeru Ventures
When Monetse reached out to me, I thought they were just another revenue-based financing startup. I learned how different they were and I was convinced that such a model needed to exist in India. The
simplicity of Monetse’s model coupled with their risk structuring could redefine the debt offering horizon. I wish them Godspeed.
Raj Abishek
Founder, Nurturebox
The concept these guys have come up with is great and I immediately fell in love with it during our first call. They actually demonstrated the product to me at which point I raised an issue with the
selection of contracts. The team got back to me with a perfectly implemented solution to what I felt was a pretty real issue in less than two days. Yes, the product is amazing and this team executes
at lightning pace.
Dinesh Kumar Mehrotra
Ex-Chairman, LIC
With the increasing appetite for capital, particularly in the housing finance and insurance sectors, Monetse’s business model will be a game changer.
Vishal Tulsyan
CEO & MD, Motilal Oswal
Giving financial institutions access to a new asset class backed by companies' recurring revenue streams is one of the best things to come out of the fintech ecosystem. Investors are always looking
for alternative sources of yield and the ability to earn fixed income returns on underlying contracts is tempting.
A little publicity never hurt anyone
FAQs
Things we regularly
get asked
What is Monetse ?
Monetse is a trading platform that provides businesses with the capital they need to accelerate their growth, without debt or dilution.
How do we do this? By transforming recurring revenue contracts
into instant, upfront capital.
How does Monetse work?
Companies sign up and sync their systems with Monetse, after which they are assigned a trade limit and a pool of their contracts are made available to trade. Our enlisted investors place bids on those contracts and provide the company with the annual value of the contracts upfront, at a slightly discounted rate. This allows the company access to instant cash needed to grow their business, without debt or dilution.
Is it an alternative to equity financing?
We believe that our model works wonderfully in tandem with equity financing. With Monetse, a company who is in need of capital doesn’t need to look to VCs as their only option. Our model allows businesses to grow on their own terms without any premature dilution of ownership to founders and early stage investors. This also empowers them to secure better valuations for later rounds.
Is Monetse’s financing model similar to a loan/venture debt?
No, unlike with loans/venture debt, we do not take any collateral, warrants or personal guarantees or charge any interest. We treat recurring revenue as tradable assets. Our enlisted investors make bids to purchase a company’s monthly recurring revenue contracts in exchange for their annual value. This annual value is given to the company upfront. The company continues to receive payments from customers on a monthly basis as usual – which they then use to pay back the investors.
Is it Revenue Based Financing/ Merchant Cash Advance?
Apples to Oranges. We are not a debt product. Monetse provides an outright sale of revenue. The investors don’t have a lien on the assets of the companies. Additionally, since the amount to be paid against the sale is fixed, the cost of capital to companies trading on Monetse is both lower and far more predictable compared to RBF.
What kind of companies is Monetse best suited for?
Monetse is a great fit for subscription based companies with recurring revenue.
Presently, a majority of the organizations enrolled on our platform are SaaS companies. However, Monetse is industry-agnostic,
and any company/individual with predictable, recurring revenue streams can sign up and trade their contracts/customers for instant, upfront capital.
What kind of investors are on the platform?
Currently, the buy-side consists of NBFCs (Non Banking Financial Companies) who place bids based solely on the performance of the company. The company’s identity remains anonymous to the investor.
Do I need to pay to sign up for Monetse?
Nope. Signing up on our platform is totally free and there are no sign-up charges.
No debt • No dilution • No strings
Revenue is your
best asset
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Revenue is your best asset